Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine.
Michelle Megna Lead Editor, InsuranceMichelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine.
Written By Michelle Megna Lead Editor, InsuranceMichelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine.
Michelle Megna Lead Editor, InsuranceMichelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine.
Lead Editor, Insurance Amy Danise Managing Editor, InsuranceAmy Danise is the managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an extensive.
Amy Danise Managing Editor, InsuranceAmy Danise is the managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an extensive.
Amy Danise Managing Editor, InsuranceAmy Danise is the managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an extensive.
Amy Danise Managing Editor, InsuranceAmy Danise is the managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an extensive.
| Managing Editor, Insurance
Updated: Jul 12, 2024, 3:36am
Have a question we may not have answered?Ask our editors here
Have a question for Michelle Megna or our other editors?
Ask here for a chance to be featured in a story.
This form is protected by reCAPTCHA Enterprise and the Google Privacy Policyand Terms of Serviceapply.
Send a note to Michelle Megna, Amy Danise and our other editors. We read every email.
By submitting this form, you agree to allow us to collect, store, and potentially publish your provided information, including name and question, in the article or any related content. You confirm that the submitted content is original, accurate, and non-infringing on any third-party rights. We may contact you via the email address provided for follow-up questions or to notify you if your question is selected for publication. See our Terms of Useand our Privacy Policy.
Thank you for submitting your question.Keep reading Forbes Advisor for the chance to see the answer to your question in one of our upcoming stories. Our editors also may be in touch with follow-up questions.
Continue readingEditorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.
We chose AIG’s Travel Guard Deluxe plan because it has generous coverage limits across the board and provides ample opportunities to customize a policy to meet your needs. It offers optional pet, wedding, security, baggage, medical, adventures sports and travel inconvenience upgrades. We were also impressed because the policy includes benefits if under certain conditions you must start your trip earlier than planned—a feature not found in all policies.
Our ratings take into account a product's benefits and coverage levels. All ratings are determined solely by our editorial team.
Top-scoring plan Travel Guard Deluxe Missed connections benefits per person Medical & evacuation limits per person $100,000/$1 millionAIG Travel Guard plans may appeal to vacationers, last-minute travelers and people who take multiple trips a year. There are five plans offering a range of benefits including trip cancellation, trip interruption, baggage delay and coverage for medical and dental expenses.
AIG Travel Guard Deluxe: The Travel Guard Deluxe is AIG’s top-scoring policy in our ratings of the best travel insurance companies. The Travel Guard Deluxe plan includes lots of extra coverage beyond the standard benefits, which include trip cancellation and trip interruption insurance, travel medical insurance, evacuation insurance, travel delay insurance and baggage insurance. It includes missed connection, security evacuation, travel inconvenience and AD&D insurance, and offers pet, wedding, adventure sports upgrades.
AIG Travel Guard Preferred: Medical expenses up to $50,000, dental expenses up to $500 and emergency evacuation compensation of $500,000 are just a few of the benefits in this policy. It also includes trip interruption, trip cancellation and trip delay coverage. Lost, damaged and stolen baggage is covered up to $1,000. This travel insurance policy may be a good fit for family vacations and international travel.
AIG Travel Guard Essential: This budget travel insurance option includes coverage for trip cancellation, trip interruption, medical expenses of up to $15,000, dental expenses up to $500, baggage delay up to $200 and trip delay up to $500.
AIG Travel Guard Pack N’ Go plan: Designed for last-minute travelers who won’t be needing trip cancellation coverage, this plan’s benefits include trip interruption, trip delay, missed connection up to $500, baggage delay up to $200, medical expenses up to $25,000 and dental expenses up to $500.
AIG Travel Guard Annual plan: Created for travelers who make multiple trips throughout the year, this policy comes with trip interruption, trip delay up to $1,500, missed connection up to $500, baggage delay up to $1,000, medical expenses up to $50,000, dental expenses up to $500 and emergency evacuation up to $500,000.
Rental car damage coverage may be available with your AIG Travel Guard plan. For example, the Travel Guard Deluxe and Travel Guard Preferred plans provide $50,000 for rental car damage. This optional coverage comes with a $250 deductible.
There are also optional bundles for pets, destination weddings and adventure travel in the Travel Guard Deluxe plan.
A baggage bundle and a medical bundle with higher coverage limits are among the optional bundles that you can get with a Travel Guard Preferred plan. You can also opt for an “inconvenience bundle” that compensates you if attractions are closed, you lock yourself out of your rental home or your hotel is infested or under construction.
The travel benefits and costs vary by AIG Travel Guard insurance plans. Here are examples of prices for the AIG Travel Guard Deluxe plan: